Installment Policy

Clear and transparent terms for your installment purchases

Eligibility Criteria

• Pakistani National with valid CNIC
• Age between 21 to 60 years
• Stable source of income (employed or business)
• Valid mobile number and permanent address
• No bad credit history

Required Documents

• CNIC Copy (Front & Back)
• Recent Utility Bill
• Recent Photograph
• Income Proof (Salary Slip/Bank Statement/Business Proof)

Payment Terms

• 0% Interest - Pay only product price
• Flexible duration: 3 to 12 months
• Down payment required at purchase
• Monthly installments due on same date each month
• Early settlement allowed without penalty

Delivery & Warranty

• Immediate delivery after down payment approval
• All products come with manufacturer warranty
• Warranty valid during installment period
• 7-day return policy for defective products

Default Policy

• 7-day grace period after due date
• Late payment fee after grace period
• Account considered default after 30 days non-payment
• Product recovery in case of persistent default

General Terms

• Company may modify terms with notice
• All disputes subject to local court jurisdiction
• Company may verify provided information
• Approval subject to credit assessment

Need Assistance?

Our team is here to help you understand our policies